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Zimawononga Ndalama Zingati Kusunga Malo Ogulitsira M'bafa? Ndizachisoni Abwana Akamanena Zoona Misozi!

Sukulu Yamalonda Yasamba

Posachedwa m'makampani opanga bafa adakumana ndi malo ena ogulitsira bafa akukonzekera kusamutsa sitolo, malo ogulitsira kubafa ali okonzeka kutseka chitseko. Lero kachiwiri mwa abwenzi ku WeChat tawona zaka khumi m'makampani kuti agulitse malo ogulitsira bafa amabwereka, zaka khumi za malo ogulitsira bafa potuluka. Ndikumva kukhala wokhumudwa kwambiri mkati, komanso kwa ife kudzuka. Pamsika womwewo, ndikusowanso mnzanga. Unali mtundu wamaso a kalulu, ndipo mwina tsiku lina munthu amene adzasinthe ntchito adzakhala ine.

Malo osambiramo akuwoneka kuti akupanga ndalama, amalandira ndalama zoposa makumi makumi angapo za yuan, ngakhale ndi akunja ngati makampani opindulitsa. Koma akunja sangakhulupirire, kuchita nawo malondawa mwa anthu onse ndi owawa.

Choyambirira, malo ogulitsira kubafa savuta kukweza.

Simungatsegule shopu popanda ndalama zoposa lendi zikwi zana lendi, kukonzanso, ndi kugula!

Okhazikitsa luso losambira amafunikira zaka ziwiri kapena zitatu kuti aziwongolera, kuphunzira ukadaulo, kudziunjikira zokumana nazo. Ndipo ndizovuta kwambiri kuti shopu ikhale yayikulu, chifukwa muyenera kupitiliza kumakulitsa makasitomala anu. Chifukwa cha nthawi yamalonda isanachitike, kukhulupilira kwamakasitomala kumakhala kotsika ndipo pali bizinesi yochepa yomwe ingachitike, chifukwa chake padzakhala anthu ambiri omwe amalowa nawo ntchitoyi kenako kusiya ntchito chifukwa ndizovuta kuyisamalira kwakanthawi. Pali anthu ambiri omwe amatseka bizinesi yawo patatha chaka chimodzi ndi theka, ndipo pamapeto pake, ochepa okha ndi omwe amatha kupirira.

Kachiwiri, makampani osambira adalowa m'nthawi yazopeza zochepa.

Ngakhale sindikudziwa chifukwa chosamutsira, koma ndalama zochepa, zovuta zogwirira ntchito ndizowona. Chifukwa chakuchepa kolowera mu ntchito zaukhondo, ndipo ngakhale mwezi umodzi wa anthu omwe amangolumikizana ndi bafa angafune kukhazikitsa bizinesi yawo. Mpikisano pakati pamakampani udakulirakulira, palibe kusowa kwa zida zaukhondo zomwe zimasungira mitengo yotsika mtengo kuti agwirizane bizinesi.

Mpikisano wotsika mtengo wapangitsa kuti phindu locheperako lichepetse pamsikawu, lendi idakwera, duwa lochita kupanga, ndalama zina za ogula zidakwera nthawi yomweyo, pankhani ya bafa ili ngati kuwonjezera chipongwe.

Kuphatikiza apo, "wogula ndiye Mulungu".

Umenewu poyamba unali mawu okuthandizani kuchita bizinesi, koma nthawi zambiri ndi makasitomala opachika pamilomo, amatanthauziridwa ngati chifukwa chogwiritsa ntchito ndalama zochepa, kapena ngakhale kusakhala ndi ndalama, komanso ntchito zambiri. Mwachitsanzo, anganene kuti mumagulitsa pano okwera mtengo, ndagula bafa kwinakwake, komwe kutumizira ndi kwaulere, kumeneko kulinso kwaulere. Chitsanzo china, adzati nthawi ina mukamawerengera ndalama limodzi, ndikuthandizani kuti mudziwe zambiri, makasitomala ambiri okhala ndi ochepa pamzere. Pezani njira zomwe mungagwiritsire ntchito ndalama zochepa, ngakhale osapereka ndalama.

Monga ntchito yothandizira komanso momwe tingachitire, ambiri amatha kumeza mkwiyo wawo, angodwalabe mimba yachisoni.

Nthawi inayake mudati nyumba yanu yatsopano ikonzedwe, komanso chimbudzi chimafunika kugula. Munthu adakupangitsani mtundu wabwino. Ndi kalembedwe katsopano komanso kolimba komanso chitetezo ndi chitetezo, mtengo wake ndi pafupifupi 3000 a. Mnzanu adakulimbikitsani kuti musankhe buku labwino kwambiri, makamaka lotetezeka, mtengo wa 2400.

Mwadzidzidzi mumaganiza kuti dziko lapansi ndi lamdima kwambiri.
Simungagule malo ogulitsira anzanu.
Anzanu komanso omwe mumawadziwa akupangitsani ndalama zambiri.
Mumatha m'sitolo yachilendo.
Ili ndi mitundu yonse yamaina.
Chimbudzi chotchuka chimatengera 500 RMB.
Kwa kanthawi, mumaganiza kuti anzanu komanso omwe mumawadziwa ndiabwino kuposa omwe simukuwadziwa.
...
Tsiku loyamba mutakhazikitsa.
Mwapeza…
Nthawi zambiri zimbudzi sizimayenda bwino.
Ndiyenera kutsuka chimbudzi kawiri kapena katatu nthawi iliyonse ndikapita kuchimbudzi.
...
Patha miyezi iwiri isanakwane.
Chimbudzi chadzaza.
Mlendo uja anati
Sitisamala ngati chimbudzi chadzaza.
Sananene chilichonse chokhudza kukonza nditagula chimbudzi.
Timangogulitsa.
Kutumiza kokha.
Sitisamala za ena onse.
mosimidwa
Muyenera kufunsa mnzanu kuti akuthandizeni.
Onetsani mnzanu zomwe zikuchitika.
Iwe nzanga, ndindalama zingati zomwe mudalipira kuchimbudzi?
Ndi chimbudzi cha 500 RMB.
Iwe, wagula zochuluka kwambiri.
Mtengo wamsika wachimbudzi ndi 300 RMB max.
Khalidwe lake ndi lowopsa.
Tiyeni tisachotse.
Adzatsekedwa pasanathe miyezi iwiri.
Ndipo yomwe ndakudziwitsani kuti mumaliza ndalama yuan 3,000.
Sindikupangira ndalama iliyonse.
Mtengo wogula 2800 RMB, kuphatikiza, kuphatikiza zaka 2.
Ndipo ndipamene mumanong'oneza bondo.
Ndipo ndipamene mudaganizira.
Ndi bwino kudalira mnzanu amene mumamudziwa.

Anthu omwe mumawadziwana nawo sangakupatseni bafa yotsika mtengo, koma ayenera kukhala abwino.

Anthu ambiri amagula bafa amakonda kufananizira zitatu, zomwe sizachilendo. Koma mitundu yosiyanasiyana ya bafa ngakhale mawonekedwe ake ali ofanana, mtunduwo udzakhala wosiyana kwambiri, zida zomwe zidzagwiritsidwe ntchito zidzakhala zosiyana kwambiri, chifukwa chake mtengo wamafuta osiyanasiyana osambiramo sangafanane.

Chifukwa chake omwe akukumana nawo kuti akupatseni bafa yoyenera sikuti angakupatseni yotsika mtengo kwambiri, chifukwa akuyenera kuganizira ndi bafa kuti ikugwirizane nanu, kutsimikizika kwamtengo, mtengo wake momwe angathere kuchotsera.

Pezani anzanu oti mugule bafa mwayi wawukulu suli pamtengo wapano, koma pantchito yogulitsa pambuyo pake.

Tsopano malo osungira zinthu zaukhondo akhala otsika kwambiri, danga la phindu palokha silochulukirapo, ngakhale atakhala kuti ndi mnzanu yemwe sangakugulitseni mwakutayika, muchite bizinesi ndi danga la phindu lomwe tonsefe timafunikira kuti timvetse.

Ubwino waukulu wopeza anzawo oti mugule zinthu zaukhondo siuli pamtengo wapano, koma akuwonetsedwa muutumiki wotsatsa pambuyo pake. Ngakhale kunja kwa zaka ziwiri (zaka ziwiri za chitsimikizo), kukupulumutsirani ndalama pokonzanso mtsogolo. Konzani mavuto ang'onoang'ono, sangakulipireni ndalama, mavuto akulu osakhala ndi ndalama, ndipotu chimbudzi, makabati akusamba, shawa, mapampu nthawi zambiri amayenera kugwiritsa ntchito zaka zochepa, sangangosamala zakanthawi.

Anthu omwe mumawadziwana amasamalirana, ndipo pamakhala nthawi zina pamene aliyense amafunika kuthandizidwa.

Aliyense sangathe kugwira ntchito kapena kukhala popanda abwenzi, ndipo zonse zomwe muyenera kuchita ndikusamala wina ndi mnzake, mwina mungafunike thandizo kuchokera kwa munthu amene mumadziwa tsiku lomwelo. Ngati mupempha mlendo kuti agule bafa, kodi mlendoyo angakuthandizeni mukafuna thandizo? Ndipamene mumayenera kudalira anthu omwe mumawadziwa, ndizokhudza anthu kukwezana wina ndi mnzake ndikuthandizana!

Pali zochitika zapadera pomwe anthu omwe mumawadziwa amakuthandizani popanda kukufunsani ndalama zambiri.

Chimbudzi chanu chitawonongeka, chinthu choyamba chomwe chimabwera m'maganizo mwanu ndicho kukhala ndi mnzanu kuti akukonzereni chifukwa mukudziwa kuti ndi mnzake yekhayo amene sangakumenyeni pakadali pano. Mnzanu angakuthandizeni osati kukufunsani khobidi, chifukwa silikukhudzanso ndalama.

Wothandizana naye angakupatseni mtengo weniweni ndikuwononga mosavuta.

Zachinyengo bwanji, zapadera, zothandizidwa, zonse ndi mawu abodza chabe, zimawonjezera pamtengo wapachiyambi. Ngati mukukhulupirira, koma muwononga ndalama zambiri zosakaza.

Anthu ambiri omwe amagulitsa mabafa ali ndi chidziwitso, bizinesi yodziwika ndi yovuta kuchita, chifukwa chachikulu ndichakuti ogula amasamalira bizinesi yawo mwachidwi, akuyembekeza kuti anzawo angakupatseni mitengo yapadera, ndipo sanawone bizinesi yodziwitsa imabweretsa chitsimikizo chokwanira -sales ntchito zopindulitsa zenizeni.

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